A Debt Free Retirement
By Mark Foster When people think of retirement planning, there is one factor that is often overlooked – becoming debt free. But becoming debt free is one of the best things that you can do for your...
View ArticleAre You Due For a Financial Spring Cleaning?Five Tips for a Fresh Perspective!
By Mary McKeague Most of us tend to get at least a small dose of the blues over the long winter months, and sometimes, your finances can suffer neglect as a result. Symptoms of financial neglect might...
View ArticleWhen to Say No: A Parent’s Guideto Giving Adult Children Money
By Barb Miller When I work with clients who give money to their adult children I am always curious why. Since preparing a comprehensive budget is part of the counseling process, the topic often comes...
View ArticlePoll Reveals Consumers ConfusedOver Purpose of a Budget
By Gail Cunningham A recent poll on the NFCC website revealed that 57 percent of respondents misunderstand the purpose of a budget, viewing it as a restriction on their spending, when in fact, just...
View ArticleThe Value of Credit Counseling in Everyday Life
By Lauralynn Schueckler Credit counseling is often an overlooked free financial tool in our busy everyday lives. We need good credit for everything these days as we transition to less and less cash in...
View ArticleMoney-Saving Tips for Post Grads
By Carla Blair Going to school takes a lot of hard work and dedication, but it also takes a lot of money. It’s easy to forget that while you are going to school and applying for loans to help you get...
View ArticleBudgeting 1-2-3
By Mark Foster So you want to create a budget? That’s great! But slow down, there. Make sure to follow the three steps of budgeting. We often hear people talk about either skipping the first or second...
View ArticleCreating a Plan for Holiday Spending
By Jana Castanon No, it can’t be! Just as we are packing away summer’s paraphernalia, retail stores are bulldozing ahead making sure we are aware that the holidays are coming. Halloween will be here in...
View ArticleVacations on the Cheap
By Jana Castanon With summer finally here many people are planning on getting out of town. In fact, July and August are the two most popular vacation months. So now is the time to start planning that...
View ArticleFive Gas Saving Tipsto Avoid Pain at the Pump
By Mark Foster This month the cost of gasoline is expected to be about 20 cents a gallon higher than last year, AAA predicts. The higher that fuel costs are the more it takes a bite out of a family’s...
View ArticleNFCC Offers Shoppers Holiday Countdown Tips
By Gail Cunningham As shoppers enter the countdown to Christmas, the NFCC offers tips to help them cross the finish line without compromising their financial well-being. Shoppers who wait until the...
View ArticleNFCC Poll Reveals Financial Stability Concerns
By Bruce McClary The December poll hosted by the NFCC revealed that more than half of all respondents (66%) are unsure about their path toward financial stability. While it is encouraging to know that...
View ArticleHow to Stick to Your Budget in 2015
By Lauralynn Mangis You’ve already started to think about your budget and financial goals for 2015. You’ve probably decided that you want to put more money into a savings plan this year. Roughly...
View ArticleA Fresh Start
By Kristine Gamm-Smith I have discovered in working with people on managing their personal finances that most are looking for a fresh start. They want a chance to begin anew in how they handle their...
View ArticleGive Yourself a Raise With Our New Year’s Resolution Advice
By Melinda Opperman We’re into the new year, and that means a lot of people will be looking to re-assess their personal finances, pay down debt, and recover from the financial damage the holidays may...
View ArticleHow to Avoid Hidden Fees
By Jesse Campbell The world is a costly place. Prices go up, while income stays the same. It’s hard enough to make your money balance out when you know what you’re spending. Unfortunately, quite often...
View ArticleMost Americans Can’t Survive One Month On Savings Alone
By Mark Foster The majority of Americans would not be able to survive for just one month on readily available savings if they lost their paycheck, according to a new report. A recent study from Pew...
View ArticleCredit Counselor Nitzsche: Once Helped, Now He Helps
By Cliff Goldstein Like a lot of young adults, Thomas Nitzsche was able to get approved for several credits cards with high spending limits when he was in his early 20s. And like a lot of people,...
View ArticleOptions Besides Cable or Satellite TV
By Lauralynn Mangis Cable prices are getting pretty ridiculous these days. It’s not only the cable packages, but the pay-per-view movies as well. Satellite services can be just as expensive as cable...
View ArticleSpring Provides Opportunity for Tidying Up Your Finances
By Drew Kessler With spring approaching tomorrow the onset of fresh air outside means spring cleaning inside. Spring also is a great time to put your finances in order and save money in the process....
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